Income Planning: Our process takes a “safety first” approach to protecting income that is necessary for a full retirement. Specific measures, strategies and products are utilized to eliminate sequence of returns risk, inflation risk, longevity risk, and market risk to the assets that are designated to provide a safe and durable income in retirement.
Investment & Risk Management: We use a “risk-based” strategy to how and why we invest each client’s assets. This process allows us to create an investment plan and portfolio that contains a mix of assets that are in the best interest of the family and the financial plan. Because we are independent, we aren’t limited here. We can build a unique investment plan that is best suited for our clients.
Tax Planning: We engage in a “look forward” tax planning process that allows for coordination with your CPA or tax professional. This allows for the implementation of investment strategies that can reduce your future tax liability. Simply put, every financial decision made must be looked at through the lens of taxation first.
Health Care Planning: We help our clients understand their future health care costs and put a plan in place to lower that burden. We can help you with your Medicare planning and enrollment, as well as execute strategies to plan for a long term health care invasion.
Legacy Planning: We empower our clients to determine exactly what the ideal asset transfer situation looks like after they are gone. We coordinate with estate planning attorneys to help you execute the proper estate planning documents. We also can assist with any insurance needs planning to further enhance a family’s legacy.
